Reach the amount you need.
Personal loans from $1,000 to $100,000 with one fixed monthly payment. Answer a few questions and a loan specialist will walk you through your options.
- About 2 minutes
- All credit types can apply
- No obligation
Pick an amount to start
*Monthly amounts are illustrations at 12.99% APR over 36 months. A $10,000 loan on those terms is about $337 a month, $12,128 in total. Your terms depend on your credit and income.
What people borrow for
A personal loan gives you a lump sum and a fixed payment schedule, so you know exactly when you'll be done.
Home improvement
Roofs, kitchens, repairs that can't wait for savings to catch up.
Emergency expenses
Unexpected costs covered now, paid back on a schedule you can plan around.
Car repairs
Get back on the road without draining your account.
Major purchases
Appliances, equipment, and other big expenses.
Life events
Moving, weddings, and the costs that come with big changes.
Everything else
Other personal expenses, on a fixed schedule you can plan around.
Three steps, about two minutes
No paperwork to start, and checking your options won't affect your credit score.
Tell us about you
Answer a few quick questions about the loan you want and your income.
Talk to a specialist
A loan specialist reviews your request and may call to walk you through the options that fit.
Choose your plan
Review your options, pick the one that works, and finish your application.
Your credit score is one rung, not the whole ladder
We look at your income and your full financial picture, not just a three-digit number.
- Talk to a real person who can explain your options by phone.
- Fixed rates and fixed terms, so your payment doesn't change.
- No cost to check your options.
General illustration: higher credit scores usually qualify for more options and lower rates. Approval and terms depend on your credit profile, and not every applicant will qualify.
Questions, answered
Will checking my rate affect my credit score?
No. Checking your options uses a soft credit inquiry, which doesn't affect your score. A hard inquiry happens only if you accept an offer and move forward.
How long does it take?
The questions take about two minutes. A loan specialist may then reach out to go over your options. Funding times vary.
What do I need to qualify?
Requirements vary, but generally you'll need to be at least 18, a U.S. resident, have a steady source of income, and have a checking account.
Can I apply if my credit isn't great?
Yes, all credit types can apply. Approval, rates, and terms depend on your credit profile and are not guaranteed.
Is my information safe?
Your information is sent over an encrypted connection and handled as described in our Privacy Policy. We don't sell it, and we don't share it with other companies for their marketing.
Will I talk to a real person?
Yes. A loan specialist may call you to walk through your options. If you opt in to texts, you can stop them at any time by replying STOP.
See what you could borrow
About two minutes. Checking won't affect your credit score.